You know how sometimes your gut says no, but you forge ahead anyway? That’s exactly how I came to be a Mary Kay consultant. However, you probably figured out from the title that I’m not doing Mary Kay anymore. Yep, that little business venture only lasted a week and a half. Here’s the deal About a […]
Credit cards are one of my preferred methods of payment for certain purchases. I know I don’t get a lot of support for saying that. But the facts are, Joseph and I have never ever had credit card debt. It’s not because we’re anyone special either. We are an average couple who have low-income […]
If you’re serious about radically changing your finances, it is ESSENTIAL to use your tax refund in smart and responsible way. These 12 smart ideas are the perfect place to start and won’t have you facing years of regret!