1. Hi Kalyn.

    First – let me say how much I love you!!!! When I’m feeling a bit overwhelmed, I go to your site for tips on just about everything! Thank you!! (I especially love the bullet journals!)

    Second, I signed up for Rize Money and got it all set up… I love this app and the savings accountability it provides. However, I didn’t get my $5 for signing up – which makes me wonder if they somehow didn’t connect me to your referral. I’m not sure if you also get an incentive as well, but I wouldn’t want you to miss out on that. Let me know.

    1. Hi Esther,

      Thanks so much for the encouragement!

      No worries on this end. 🙂 Generally it can take up to 30 days for Rize to put the $5 in your account so keep you eyes open for it. If you don’t receive it be sure to reach out to their customer support!

  2. Someone turned me on to Qapital app that does the same. I am always amazed of what I’ve been able to save up and pay for instead of having to beg to borrow money. I hadn’t managed a huge amount of savings but the unexpected expenditures that have come up I’ve been able to save up for and cover. Hoping those stop soon and I can really start saving.

    1. I totally understand how those unexpected expenditures can really deflate the feeling of savings, BUT remember, if you’re not begging and borrowing money for those, then you have actually been saving money! So you really have started saving. Now hopefully it will start building up for you too. 🙂

  3. Surrounding yourself with friends or family members who support your goals can boost your confidence, remind you why you’re saving and buoy your enthusiasm if setbacks occur.

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