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How to Save for Big Purchases with Your Bullet Journal

January 16 // 2 Comments // 4 Minute Read

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It was always so hard for me to stay motivated when saving up for a dream purchase, whether it was a kitchen reno, a new patio set, or a cruise vacation! But then I found bullet journaling and realized I could track my savings in a fun and easy way with a savings tracker printable! This changes everything! #bulletjournaling #savingstracker #savingstrackerprintable #bulletjournalprintable
Stay motivated when saving up for a dream purchase by using a savings tracker printable in your bullet journal. Includes 7 savings tracker ideas!
 This post may contain affiliate links. Read my full disclosure policy here.
It was always so hard for me to stay motivated when saving up for a dream purchase, whether it was a kitchen reno, a new patio set, or a cruise vacation! But then I found bullet journaling and realized I could track my savings in a fun and easy way with a savings tracker printable! This changes everything! #bulletjournaling #savingstracker #savingstrackerprintable #bulletjournalprintable

It’s so hard to stay motivated when saving up for a dream purchase, am I right?

With everyday expenses soaking up the majority of our paycheck, it’s easy to have nothing left to put towards that cruise we’ve always wanted to take, new granite countertops for our kitchen, or even a new car for when our current one is too costly to repair anymore.

Which is why tracking (and seeing!) your progress on a regular basis is essential to making those dream purchases a reality!

And what better place to do this than in your bullet journal with a savings tracker printable?

Personally, I love that right in the middle of my monthly, weekly, and everyday planning, I can flip back to my savings tracker pages and be reminded every day that I’m getting closer and closer to nabbing a Disney annual pass for Joseph and myself.

Plus, it’s so much fun to color in each section and see consistent progress as we make each deposit!

HEAD’S UP: If you’re more of a digital gal, you can easily track your savings in a high-interest online account with the Dobot savings app. I actually do both. I love the physical part of tracking money (it feels like I’m actually saving something tangible!) but also love that my money earns a higher interest rate and is less tempting to touch.

Ready for some fun ideas that will inspire you to stash money away toward a future purchase?

1. Use a savings jar … sketch

By far, the most popular bullet journal savings tracker printable is a savings jar. That’s because this design is highly versatile. You can literally save up for anything!

savings jar sketch

2. Get Creative with Geometric Shapes

Draw out simple shapes with an inexpensive stencil set and let each shape represent a specific amount of money. I absolutely adore this honeycomb design and even used it as inspiration for one of our Brainbook Library Mood Trackers!

honeycomb savings tracker

3. Play Sav-opoly

If you want to stretch your creative muscles, you’ll enjoy creating this new take on a popular board game. Roll the dice, move that number of squares, and put that amount right into your savings account.

Monopoly themed savings tracker

4. Keep It Simple

If you want to keep things super simple, this minimalist savings tracker gets the job done in the most efficient way possible. Plus, you can see your progress for multiple savings goals on one page. (Because really when are you not saving up for multiple big-ticket items at once?)

savings tracker for a bullet journal

5. Go Vertical

Another layout that allows you to save for multiple goals at once are vertical savings stacks. Assign a different purpose and amount to each one and color in each bar as you make a deposit.

bullet journal savings tracker

6. Play Tetris

As someone who loves puzzles (I recently discovered crystal puzzles from my niece and fell in love!), I’m a huge fan of this Tetris-inspired savings layout. Assign each piece the same value or use a different amount for each type of shape.

emergency fund savings tracker

Related: How to Build Your Emergency Fund Fast!

7. Make it Visual

Lastly, and one of my favorite ways to save toward a dream purchase is to choose an image that represents what you’re saving for. Then draw or print an outline of that image and split the design into multiple horizontal lines. Instant savings tracker!

vacation fund savings tracker

If you’re totally on board with tracking your savings in your bullet journal but you’re nervous about unleashing your creative talent onto the page, don’t worry! You don’t have to draw a savings tracker on your own. (The photo shown above is actually a pre-designed savings tracker printable!)

When you sign up for a digital membership to the Brainbook Printable Library, you’ll get instant access to printable savings trackers AND loads of other handy layouts, including:

  • Monthly calendars
  • Weekly planning spreads
  • Daily to-do pages
  • Habit trackers
  • Mood trackers
  • and more!

These printables allow you to customize your own unique bullet journaling system in less time. Plus, you’ll never run out of layouts to try with new downloads released every Tuesday.

LEARN MORE ABOUT THE LIBRARY HERE.

Consistency is Key

However you choose to save, do it in a way that makes your goal feel more real to you and motivates you to reach the finish line.

Work your savings goal into your budget and save for it like you would any other expense on a weekly, bi-weekly, or monthly basis. Then open up whatever savings tracker printable you use to color in that next spot and celebrate being one step closer to your dream purchase.

As a data-driven gal myself, tracking is one of my favorite parts of saving money. Well, that and finally reaching a well-deserved savings goal, of course!

What dream purchase are you saving for right now?

Disclosure: Some of the links in the post above are affiliate links. This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. Read my full disclosure policy here.

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Comments

  1. Kara says

    September 18 at 6:35 am

    Great ideas! I love that you are saving for annual passes. My husband and I go to WDW once a year.

    Reply
    • Kalyn Brooke says

      September 18 at 1:44 pm

      We hope to get the value out of them to the point where we are “Disney-ed out.”

      Who am I kidding? I don’t think I could ever be Disney-ed out. 🤣

      Reply

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Hi, I’m Kalyn—a recovering perfectionist who nerds out about organizing systems, personal productivity, and helping you prioritize what matters over the pressure to do it all. I have a feeling we’re about to become the best of friends! Learn more >>

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When you want to “make over your finances”, wh When you want to “make over your finances”, what first comes to mind? 🤔💭

Cutting back on a few expenses? Overhauling your budget? Establishing an Emergency Fund...or increasing its size? 💰

These are ALL worthy endeavors. 👏

But none of those things matter if you don’t check in on your finances on a regular basis. 😳

It only takes a couple of days (or weeks) for that motivational wave of “I’m gonna become a financial rockstar” to wane... then fizzle out completely. 🤯

That’s why the most important financial habit you’ll ever create is a weekly finance routine. 📆

In this newly-released blog post, I’m sharing why a weekly finance routine will influence your bottom line more than anything else, as well as dish ALL the details of what I do, every Friday, to get in tune with my bank accounts and budgeting app. 📱

Want the link? Leave a money bag emoji in the comments below! 💰

If you have a similar routine (or want to adopt one for the first time!), I’d love to hear about it! 👇🏻
Over the past six months, I’ve changed. ⁣ ⁣ Over the past six months, I’ve changed. ⁣
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1️⃣ Joseph and I adopted a plant-based diet.⁣
2️⃣ I got the tattoo I’ve been wanting for years.⁣
3️⃣ And last November, we bought a motorcycle.⁣
⁣
Needless to say, people have commented about my recent changes too.⁣
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Most are positive. 🥰⁣
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Others are not. 😳⁣
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And of course, in typical people-pleasing fashion, I tend to focus on the critics more than the cheerleaders. 📣⁣
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But you can't live your life by other people's expectations of you.⁣
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I'm not saying to disregard what anyone has to say or ignore every opinion that doesn't line up with your way of thinking. Listen to wise counsel and learn everything you can from those who've walked whatever road you want to travel. 💞⁣
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But know the difference between wise counsel and someone who wants to subconsciously direct your life.⁣
⁣
Because the critic doesn't get to live your life.⁣
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You do. 🥳
I’ve seen a lot of new faces follow me this mont I’ve seen a lot of new faces follow me this month—welcome! 👋

My name is Kalyn (swipe right to see my husband, Joseph, and I shivering at the beach). We travel full time in an RV, but are Floridians at heart. 60 degrees is NOT warm enough for a beach day! 🏝️

I started blogging in 2012 to share my love for saving money. Today, I help thousands of women live a more minimalist lifestyle, establish planning systems and routines, and pursue positive personal growth. 💪

It is a huge privilege to connect with you here. 🥰

Other random facts: I love to read (lately I’m a fan of psychological thrillers), crocheting relieves my anxiety, and I’m five months into eating a plant-based lifestyle. 🌱

I used to hate meal planning and being in the kitchen but going vegan helped me fall in love with cooking nutritious meals. 🍽️

New or not, thank you for adding me to your feed. I’m so grateful we connected on social media. 

Now it’s your turn! Share a random fact about yourself in the comments. I want to get to know you better! 💞
Minimalism ≠ Deprivation.⁣ ⁣ Sadly, I find m Minimalism ≠ Deprivation.⁣
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Sadly, I find most people resist minimalism because they can't wrap their head around "having less." People tend to equate this movement with blank walls, white IKEA furniture, and decluttering everything in your home down to practically nothing so you can live full-time in an RV. Like me. 😉⁣
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But, while minimalism could be all that, this mindset misses the point. Minimalism is not only about “having less.” 🚫⁣
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It’s so much more than that.⁣
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This week on the blog, I'm sharing the REAL definition of minimalism (that people who love their stuff can totally get behind!) as well as practical ways to incorporate minimalism into your life. 🎉⁣
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Drop a heart emoji in the comments below and I'll send the link to your DM's! 💖
I love lazy Saturday mornings...as long as I have I love lazy Saturday mornings...as long as I have a book and a cozy blanket! 😍
I wrote this in my journal the other day: 📓⁣ I wrote this in my journal the other day: 📓⁣
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“I’ve been thinking about what tech boundaries I want to instill, including boundaries related to work and productivity. I’ve become less careful about my media consumption, and it’s having a negative affect on my mental health.” 💞⁣
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Have you ever felt a similar tug? ⁣
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I can’t begin to tell you how many times I pick up my phone because I’m bored or lonely or jealous or unhappy. It almost always makes me feel worse. And yet...I struggle to stop. 😝⁣
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Here are the ideas I’ve been trying this month and I’m already seeing a positive effect:⁣
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➕ No logging into social media after 8pm. I need to wind down for the night, not get lost in my phone! 📲⁣
➕ Open Instagram with a purpose—either to post or to interact. Stop endlessly scrolling.⁣
➕ My only screen time before 9am should be for Bible Study apps or News. 🗞⁣
➕ Turn my phone on Do Not Disturb during Tiger Time (when I need the most focus for work) 💪⁣
➕ Work no more than 4 hours on my business per day. If a task isn’t complete, push it to the next day. This time frame has really helped me prioritize! 💻⁣
➕ Watch one show per day (or two if they are short!) and leave movies for the weekend. 📺⁣
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What tech boundaries have you set up? Are any new as of this year? I’d love to hear your ideas! 😃
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